Filming Insurance

What this is about

No single contract covers a shoot. What the industry calls filming insurance is a package: liability toward third parties, cover for owned and hired equipment, protection against loss of recorded material, and depending on the production also cast, vehicles or weather. Productions buy either per project or as an annual policy, and specialised brokers exist because the standard business cover of a small company usually stops where film risks begin. The pre-production task is to compare the actual scope against the actual shoot, since clients and locations increasingly ask for proof before granting access.

A term only helps when everyone on set means the same thing by it — so what follows is how it is used, not a dictionary definition.

What runs differently here

In planning terms, that means:

• Filming insurance is a bundle, not one product; check which covers are actually inside
• Annual policies suit teams that shoot regularly, project policies suit occasional or unusual jobs
• Standard business cover rarely reaches film risks such as lost footage or hired equipment
• Clients and locations increasingly ask for a certificate before they grant access

With TillyGen

TillyGen makes locations, equipment and risky setups visible early, giving the insurance conversation a concrete basis.

Change one constraint and the consequences travel through the whole plan: affected shots are flagged, the call sheet is regenerated, and nobody keeps working from yesterday's version.